Outsourced Finance That Actually Runs Your Books
Most Saudi SMEs run their finance function on a part-time accountant, a junior with no senior oversight, or a spreadsheet patched together over years. The result? Late VAT filings, missed GOSI deadlines, ZATCA e-invoicing gaps, and books that aren't ready when the auditor — or the investor — asks for them. Digits replaces all of that with a single, accountable, senior-led monthly accounting service for a fixed, predictable fee.
Bookkeeping & Reconciliation
Every transaction recorded, every bank account reconciled, every supplier statement matched. We work in your accounting system (Zoho, QuickBooks, SAP, Odoo) so you keep ownership of your data.
Payroll & GOSI
Monthly payroll calculation, WPS submission, GOSI contributions, end-of-service liability tracking, and payslip generation in Arabic and English.
VAT Filing & ZATCA
Quarterly VAT returns prepared and filed on ZATCA's Fatoora portal. E-invoicing compliance maintained continuously, not just at year-end.
Monthly Management Accounts
P&L, balance sheet, and cash flow statement delivered by day 10 — with variance commentary that explains the numbers, not just lists them.
Accounts Payable / Receivable
Supplier invoices coded and paid on schedule. Customer invoices issued, aged, and collected with a discipline most businesses lack.
Zakat & Corporate Tax
Zakat declaration prepared, corporate tax (for foreign-owned entities) calculated, withholding tax on cross-border payments managed correctly.
Why Saudi Businesses Outsource Their Monthly Accounting
ZATCA's continuous e-invoicing rollout has changed the math. What used to be a quarterly compliance task is now a real-time obligation — every invoice integrates with Fatoora the moment it's issued. Add GOSI's tighter audit cycles, Saudization quotas linked to monthly payroll records, and the new corporate tax regime for foreign-owned entities, and the cost of getting it wrong has climbed sharply.
Hiring in-house is the obvious answer — and it's the wrong one for most businesses under SAR 50 million in revenue. A senior Saudi accountant costs SAR 15,000–25,000 per month plus GOSI, end-of-service, and benefits, and they still need software, a manager, and a backup when they take leave. Outsourcing to Digits delivers the same output at 40–60% lower total cost, with zero hiring risk and continuous coverage.
Three Things That Break When Accounting Is Underbuilt
- Cash gets lost. Unreconciled accounts hide overdue receivables, duplicate supplier payments, and bank errors. Most businesses we onboard discover SAR 50,000–500,000 of recoverable cash in the first 60 days.
- Audits become emergencies. External audit season turns into a three-month scramble because the books weren't kept clean year-round. Audit fees inflate, opinions get qualified, and bank relationships suffer.
- Decisions get made blind. Without monthly management accounts by day 10, you're making decisions on last quarter's data — which is the same as making them in the dark.
How a Digits Monthly Accounting Engagement Works
Week 1: Onboarding
We connect to your bank, accounting system, and HR records. Past 12 months reviewed. A short diagnostic flags the top three issues — usually unreconciled accounts, missed VAT input claims, or GOSI mismatches.
Week 2: Cleanup & Setup
Backlogged transactions reconciled. Chart of accounts standardized. Payroll structure validated against Saudi labor law. ZATCA e-invoicing connection verified.
Month 1: First Close
First monthly close delivered by day 10. Management accounts, VAT preparation, payroll cycle, and a written ''what changed'' summary issued to ownership.
Ongoing: The Cadence
Monthly close by day 10. Quarterly VAT filings on time. Annual Zakat declaration. Continuous ZATCA compliance. Senior reviewer signs off every deliverable.
Frequently Asked Questions
How much does monthly accounting outsourcing cost in Saudi Arabia?
Pricing depends on transaction volume, payroll headcount, and whether you need management reporting on top of compliance. Most SME engagements run SAR 3,500–12,000 per month — typically 40–60% less than a comparable in-house function.
Do you work in our existing accounting software?
Yes. We work in whatever system you already use — Zoho Books, QuickBooks, Xero, SAP Business One, Odoo, or Microsoft Dynamics. You keep ownership of your data and your platform.
What about ZATCA e-invoicing compliance?
Continuous ZATCA Phase 2 e-invoicing compliance is included in every monthly engagement. We maintain your Fatoora integration, monitor for rejected invoices, and reconcile e-invoicing data to your books.
Can you handle our payroll and GOSI?
Yes. Full monthly payroll calculation, WPS file submission to your bank, GOSI portal updates, payslip generation in Arabic and English, and end-of-service liability tracking.
What happens to our existing accountant?
Many of our clients keep an internal finance person for day-to-day operations while Digits handles the senior-level reporting, compliance, and review. Others fully outsource. Both models work — we'll recommend the right structure during onboarding.
How quickly can you take over?
Most onboardings are complete in two weeks. Week one is data access and diagnostic; week two is cleanup and first close preparation.
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